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Cardless ATM CashIn an ever increasing push for instant gratification, you can now pre-withdraw cash from an ATM with just your smartphone and pick it up when you arrive.

FIS Mobile is trialing their Cardless Cash Access technology in Los Angeles.

Using their app your identity is verified, an account is selected then the amount before an ATM is chosen. This can be done within 24 hours of your preferred pickup time.

When you arrive at the ATM, select Mobile Cash Access from the screen menu, scan a QR code to verify you and the ATM will disgorge the cash.

The idea is to reduce time at the ATM and eliminate card skimming.

While its an interesting concept and any efforts to reduce bulk card skimming are welcome, this would be far more effective as a means to dispense cash to your kids who end up in a  ran-out-of-money-and-cant-get-home situation.

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